Mint shut down in January 2024. If you're looking for what comes next, moneytyping isn't a replacement — it's the thing Mint-style apps were never able to build.
| Feature | Mint (discontinued) | moneytyping |
|---|---|---|
| Status | Shut down January 2024 | Active — free forever |
| Bank connection | Required | Never — by design |
| Automatic categorization | Yes | No — intentionally |
| Captures why you spent | No | Yes — your own words |
| Privacy | Data shared with Intuit | Everything stays on your device |
| Cost | Was free (ad-supported) | Free forever, no ads, no data |
| Mobile capture | App-based | 30-second text entry |
| Requires account | Yes | No account ever |
Mint shut down on January 1, 2024. Intuit redirected its users to Credit Karma, which is a very different product designed around credit monitoring and financial product recommendations rather than spending awareness. Millions of people who'd built their financial habits around Mint's automatic categorization found themselves without a home.
If you're one of them, this page is worth reading carefully — not because moneytyping is a Mint replacement, but because the replacement you're looking for might not be another Mint at all.
Mint's core value proposition was automatic: connect your bank, and your transactions appear, categorized, in a dashboard. For millions of users, this felt like financial management. In practice, it was closer to financial observation — watching the numbers arrive rather than engaging with the spending as it happened.
The automatic categorization that made Mint feel effortless also made it passive. You didn't need to think about a transaction to have it appear in your dashboard. And because you didn't need to think about it, many users didn't — which is why Mint users often reported feeling informed about their spending without feeling in control of it.
Mint required full bank account access via financial data aggregators. Your complete transaction history — every purchase, every transfer, every subscription — flowed through Intuit's systems and was used to target you with financial product recommendations. The product was free because your data was the product.
moneytyping has no bank connection, by design. It stores only what you type. Your entries live on your device. There is nothing to aggregate, nothing to sell, and nothing to breach. The architecture is different at a fundamental level — not because of a privacy policy, but because of a design decision that makes the data collection structurally impossible.
The best Mint replacements are tools that give you awareness without requiring bank access. Not because bank connections are inherently bad, but because the awareness that actually changes behavior comes from engagement — from the act of noticing and naming what happened — rather than from passive observation of automatically-imported data.
moneytyping asks you to type 30 seconds about your money. That's the whole product. It sounds too simple to be useful. In practice, the act of naming — of putting your own words on what just happened — creates a quality of awareness that no automatic import can produce, because awareness is not a data problem. It's an attention problem.
Open the app. Tap GO. Type what just happened with your money. No bank connection. No categories. No budget. Works alongside any other app you already use.