You can debug code. You can optimize a query. You can reason about systems with hundreds of moving parts. But your own spending is a black box. The fix isn't a spreadsheet. It's visibility — the same thing you'd add to any system you couldn't understand.
Free forever · No bank connection · Export to CSV for your own analysis
Your company grants you ₹2,00,000 in RSUs. On paper you're wealthier. In reality you're watching stock tickers, calculating vesting schedules, and spending against a paper value that fluctuates daily. Your actual cash flow — what arrives in your account, what leaves it — is a completely different number that you've never clearly mapped against your actual spending.
Three years ago you earned ₹8 LPA and felt broke. Now you earn ₹12 LPA and feel the same. The salary went up ₹4 LPA. Where did it go? Better apartment. Better food. Better gym. Newer phone. Upgraded tools. Each upgrade felt earned. Together they consumed every rupee of every raise you've ever received — and you can't see it because it happened one reasonable decision at a time.
₹1,50,000 mechanical keyboard because you type 8 hours a day. ₹80,000 noise-cancelling headphones for focus. ₹50,000 monitor arm for ergonomics. ₹12,000/year in GitHub Copilot, Notion, Figma, Linear. Each purchase has a legitimate reason. Nobody has ever added them up in a single view and asked: what is my actual cost of working?
You love data. moneytyping gives you actual spending patterns in your own words — not categorized guesses from a bank import that labels everything "AMAZON" and "SWIGGY." Context is the data you were missing.
You debug by finding patterns. Find spending patterns the same way. "I spend ₹8K on food delivery every month when I'm heads-down on a deadline" is an insight a bank statement can't generate.
Log RSU grants when they vest. Track cash separately from paper wealth. See exactly how much of your financial picture is liquid vs. theoretical. Make decisions with real numbers.
Your entries are yours. Export, query, visualize however you want. Build your own spending dashboard. Treat it like any data set — because that's what it is.
Month to month, you see the real picture. Not what you earn — what you actually keep. Not theoretical RSU wealth — actual cash flow. Not what you think you spend on tools — what you actually spend, with your own assessment of whether each is worth it.
| Feature | Google Sheets | moneytyping |
|---|---|---|
| Real-time mobile logging | Painful | ✓ 30 seconds |
| Context notes per transaction | Possible, rarely done | ✓ The whole product |
| RSU / equity tracking | Manual, workable | ✓ Natural language |
| Export to CSV | It IS a spreadsheet | ✓ Your data, portable |
| Pattern detection | With formulas | ✓ Readable in plain text |
| Bank connection required | No | Never — privacy first |
| Cost | Free | Free forever |
Type every transaction. Build the data set. See the system clearly.
Free forever · Export to CSV · No bank connection required